T.Y.Bill Zhao

Student in 多伦多, 加拿大

“Challenges are what make life interesting and overcoming them is what makes life meaningful.” - Joshua J. Marine

The path of actuarial science is rough. No one could success without the painful process of studying and self-developing. The exams I have passed, the jobs I have done, and the challenges I have overcome not only make me a more competitive student, but more importantly, a better person. A person knows where to go, what to do, and how to succeed. A person knows the life he is perusing, and the burden he is carrying. A person has the skills and ability to achieve his goals. Today, by doing what I truly love, I am more confident than ever. I am able to shoulder my responsibilities in every job I take, and ready to face more challenges.

  • Work
    • Student
  • Education
    • University of Toronto