Georas Votey

Question: How do I get the car insurance $$ and still keep the car?

How do I get insurance money from a total , and still keep the car? My daughter's front bumper was torn off. The wheel looks a little bent, so it could me major, could be as simple as a tie rod. The adjuster TOTALED the thing! Book value was $2000 LESS than what was stated on car by dealer. I asked insurance how this could be. They said they use NADA, not Kelly. And, they do an outside market evaluation by Standard and Poors. Plus, they go by private sale value, not retail. So all in all, she's poised to get screwed $2000. As usual, the little guy loses again. What a great country! However, 3 years ago, I totaled my vehicle and the insurance company gave me the $$ AND let me keep the car. I just don't remember how it happened! Any idea?

BEST ANSWER: Try this site where you can compare quotes from different companies: INSUREINFO.US