Jade Horsley

Question: What records are checked when deciding car insurance rates besides DMV/Previous insurance????...?

I know that there are many factors when car insurance is decided.. I understand the thing with age, sex, previous evidence that you are risk factor more accidents... however I was wondering because I have gotten into accidents when I had no insurance/the other person only had my name.. since this was all they had, was it till recorded somewhere, will this affect my future rates????...

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