Eimile Chance

Question: What is the definition of a total loss car by the insurance company?, Is it possible to get my car back?

Florida-A couple of months ago I was involved in an car accident that my insurance said they would not fix, due to certain circumstances. The insurance company told me the car was a total loss. The buy here Pay here who financed the vehicle told me to bring in the police report info and that was it. you have to get a new car is simply what I was told, I asked about payments and he told me to call him in a few days- few days turn into weeks and he is never available to discuss with me payments. Almost 2 months and there is still noone willing to talk to me?, looking through some car ads yesterday I saw the car listed at a different location owned by the same Buy Here Pay Here it was all like new, Fixed and being sold? If my car was fixable couldnt I have just paid out of pocket to fix it? what is the definition of a total loss from the insurance's view? Is it possible to get my car back? BTW I have no issues with paying the finance company- I just cant get anyoone to talk to me. Please try and answer all of the questions here, so I dont have to repost separately Thanks in advance for the advice.

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