Kipp Witmer

Question: Are rates for disability insurance different in different states?

To clarify: I own Guardian own-occupation disability insurance, which was initiated in California. Given a recent income increase, I am eligible to exercise a rider to increase my disability coverage. Are my premiums going to go up a different amount if I increase my coverage through my agent in CA than if I increase it through a different agent, say, in Ohio? Are these riders and insurance premiums nationally uniform for personal disability insurance plans through Guardian?

BEST ANSWER: Try this site where you can compare quotes from different companies: INSUREINFO.US