Bonnee Tofallis

Question: Teenage driver + car insurance?

I am 16 and have had my license for two months now. I drive occasionally, like when my parents need me to, and sometimes with my friends to the lake. My mother recently informed me that i have no car insurance; she never listed me or anything like that and i didn't know it was a problem or anything. My friend and I have planned a day trip to the beach soon, and my question is: what would be the consequences if i were caught driving my parents car without being personally insured? My mother has an insurance policy on her car, but I dont believe im listed or anything.

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