Giovanni Monaci

Question: Can my insurance company sell off my total loss car without making payment to me first?

My car was involved in an accident in Dec 07 to which the insurance company said was a total loss. To date i have not accepted their offer and the matter has now been refered to FOS. I have just received a letter from DVLA advising me someone else has requested a V5C for the car and if i am still the legal owner. Can the insurance company sell the car without me agreeing? is this not theft? What can i do about it? any advice/help will be greatly appreciated...

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